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Find the perfect checking account that aligns with your financial goals at My Kind of Bank, First National Bank. With branches in Henning, Ottertail, Battle Lake, Evansville, and Detroit Lakes, we offer a range of options including FNB Cash Checking, FNB Cash Back Checking, and Youth Cash Back Checking. Whether you seek high interest, cash back rewards, or a starter account for your children, we have the right solution for you. Experience personalized banking with My Kind of Bank—where convenience meets service.


FNB Cash Checking

  • 4.09% APY* on balances up to $35,000
  • 0.10% APY* if qualifications are not met
  • $100 minimum deposit to open
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FNB Cash Back Checking

  • 3.00% cash back on debit card purchases*
  • Earn up to $108 cash back per year; $9 per month
  • $100 minimum deposit to open
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Basic Checking

  • No monthly service charge
  • Unlimited check writing
  • $100 minimum deposit to open
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Silver Wings Club Checking

  • Available to customers 50 and better
  • Competitive interest and special benefits
  • $900 minimum deposit to open
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Youth Cash Back Checking

  • Available to customers ages 0–21
  • Free checking that pays cash back on debit card purchases*
  • Unlimited refunds on ATM withdrawal fees, nationwide*
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Personal Credit Cards

  • Increase your purchasing power worldwide with Visa®
  • Earn rewards points as you shop
  • Competitive rates and special introductory rate
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