Experience the perks of FNB Cash Back Checking at My Kind of Bank, where you can earn rewards just for shopping! With this account, you’ll receive 3% cash back on all debit card purchases, with the ability to earn up to $108 cash back every year. Available at our branches in Henning, Ottertail, Battle Lake, Evansville, and Detroit Lakes, FNB Cash Back Checking offers nationwide ATM fee refunds along with no monthly service charge. Open an account today and enjoy a checking experience that rewards you for banking locally.
Key Features
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Cash Back
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ATM Withdrawal Fee Refunds*
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Debit Card
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Digital Banking
- Free checking that pays you to shop
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year; $9 per month
- Unlimited refunds on ATM withdrawal fees, nationwide (up to $4.99 per transaction)*
- No minimum balance to earn rewards
- No monthly service charge
- Free digital banking
- Free Visa® EMV debit card
- Unlimited check writing
- $100 minimum deposit to open
Bank Your Way to Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your FNB Cash Back Checking account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or bill pay transaction
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
So easy. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning your rewards the very next month.
*Minimum to open is $100. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Monthly Qualification Cycle follows the current statement cycle which ends the second Thursday of each month and starts the next business day. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per single transaction and credited to account on the last day of monthly statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one FNB Rewards checking account per SSN.
EFFECTIVE 6/9/23 FNB CASH, CASH BACK UPDATED QUALIFICATION INFORMATION: The following activities do not count toward earning account rewards: debit card transactions less than $5, ATM processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.