Start building smart financial habits with Youth Cash Back Checking at My Kind of Bank. This account is designed for ages 0-21 looking to manage their money responsibly. Earn 3% cash back on every debit card purchase and have access to digital banking, so you can keep track of spending anytime, anywhere. Plus, with no monthly maintenance fees, this account is all about making banking accessible for young customers. Stop by our branches in Henning, Ottertail, Battle Lake, Evansville, or Detroit Lakes to get started!
Key Features
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Cash Back
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ATM Withdrawal Fee Refunds*
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Debit Card
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Digital Banking
- Available to customers ages 0–21
- Free checking that pays you to shop
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $150 in purchases monthly
- Unlimited refunds on ATM withdrawal fees, nationwide (up to $4.99 per transaction)*
- No minimum balance to earn rewards
- No monthly service charge
- Free digital banking
- Free Visa® EMV debit card
- Unlimited check writing
- $50 minimum deposit to open
BANK YOUR WAY TO REWARDS
Enrollments must be in place and all of the following transactions and activities must post and settle to your FNB Youth Cash Back Checking account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment or mobile deposit transaction
- At least 7 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
So easy. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning your rewards the very next month.
*Minimum to open is $50. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $4.50 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Monthly Qualification Cycle follows the current statement cycle which ends the second Thursday of each month and starts the next business day. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per single transaction and credited to account on the last day of monthly statement cycle. Transfers between accounts do not count as qualifying transactions. Checking account available for ages 0 to 21 years of age, the account will be changed to the FNB Cash Back checking account when the primary owner becomes of the age of 21. Limit one FNB Rewards checking account per SSN.