Mobile Wallet

What's the Big Deal with Mobile Wallet, and Why Should I Use It?

• A mobile wallet is more secure than the magnetic strip as a one-time code is sent for authorization, similar to the chip
• Faster authorization time than the chip in your cards
• Your card is loaded into the wallet, but then also has a passcode or other security feature (Fingerprint, iris match, etc.) to unlock
• No chance of forgetting your card in the machine, just tap your phone and you’re set!
• No looking for your card! Once it’s in your mobile wallet, you just select which card to use and off you go!
• Online purchases are also secured with the one-time code, your credit/debit card numbers are not being sent out to the online merchants
• The chip is still a great tool for our customers! But not every merchant is set up for using them and chips offer no protection for online payments.

Which Wallets Can I Use?

• Google Pay^® – can be used on Android or Apple devices
• Samsung Pay^® – only available for Samsung phones/devices
• Apple Pay^® – only for Apple phones/devices

Where Can I Use a Mobile Wallet?

• Anywhere that accepts mobile payments! You should see the icon or “accepts mobile payments” at the terminal.
• Depending on your phone, you may be able to use the mobile wallet at card terminals that are NOT enabled for chip, small retailers around here is pretty common.
• You can also use them online on your mobile device, just select “checkout with Google Pay” (or the others)!